WiCoin is a stablecoin launched by WiPay, a financial technology company with offices in Africa, the Caribbean, Columbia, and the US. It was launched to address the challenges of cross-border remittance and financial exclusion in its operational regions. It was built on the Hedera network utilizing the Hedera Token Service (HTS) and Hedera Smart Contract Service (HSCS) and is pegged to the US dollar. 

It forms the backbone of the WiCoin Settlement Network, designed to create a unified system for transactions across numerous Caribbean islands, each with its own currency. It also extends into African markets and currencies.

The primary goal of WiCoin is to "bank the bankless" by providing an accessible and efficient means for cross-border payments and settlements by leveraging Hedera's fast transaction speeds, low and predictable fees, and robust security through its asynchronous byzantine fault tolerance (ABFT).

WiPay is supported by the Hedera HBAR foundation and seeks to enhance financial inclusion and streamline economic activity in underserved regions by providing a locally-accessible bridge between traditional banking services and low-cost, speedy digital transactions.

Team members
We currently don't have any public team members for
WiCoin Crossborder
Related Articles
We currently don't have any published resources on
WiCoin Crossborder
Related Projects
Diamond Standard

Diamond Standard creates a novel, investable, and tradeable asset class through the tokenization of real, investment-grade IGI (International Gemological Institute) and GIA (Gemological Institute of America) certified diamonds. 

These commodities are investment products combining real diamonds with digital blockchain technology. They offer investors a standardized unit of diamonds in the form of “Coins” and “Bars.” These can be traded for liquidity or held as investments secured by both the physical commodity and the immutable Hedera blockchain.

Each Coin and Bar contain an equivalent, optimized set of natural diamonds that add up to the same geological scarcity of carat weight, color, and clarity. Every sample and every commodity are public, and are designed to trade in lockstep market price.

Inside each asset is a military-grade wireless (NFC) encryption chip, enabling authentication, instant transactions, and remote audit.

Diamond Standard seeks to provide investors with a secure and accessible way to invest in diamonds at convenient, lower entry point via digital tokens called “Carats” issued from physical commodities.

bountyblok

Bountyblok is a versatile gamification platform that provides businesses with a suite of tools to drive user engagement, loyalty, and specific marketing outcomes. Operating as a Software-as-a-Service (SaaS) solution, Bountyblok enables companies to easily integrate gaming mechanics into their existing websites, applications, and communities. The platform allows for the creation of interactive campaigns such as challenges, tasks, leaderboards, and promotional contests, which incentivize user participation and foster a sense of competition and achievement.

While a powerful tool for traditional Web2 engagement, Bountyblok also serves as a bridge to Web3 by offering optional blockchain integration. The platform is chain-agnostic but has a notable integration with the Hedera network. This allows businesses using Bountyblok to reward their users with digital assets in addition to standard points or badges. For example, a user completing a series of challenges could be awarded a commemorative NFT or branded loyalty tokens minted directly on the Hedera network.

Hgraph.io

Hgraph.io is a network explorer and analytics platform for the Hedera Hashgraph public ledger. It provides a comprehensive interface to access, search, and analyze real-time and historical data generated on the Hedera network. This includes detailed information about transaction status, timestamps, involved accounts, and memos.

The platform’s services apply to HBAR accounts and allows users to view balances, transaction histories, and associated Hedera Token Service (HTS) tokens or non-fungible tokens (NFTs) in real time. Hgraph.io also presents key network statistics, which can include overall transaction volume, the operational status of consensus nodes, details on HBAR supply, and usage metrics for Hedera network services such as the Hedera Consensus Service (HCS) and Hedera Smart Contract Service (HSC).

Hgraph.io also serves as an HTS token explorer, providing data on total supply, distribution, and transfer activities. For developers and businesses it is a valuable tool for monitoring network activity, verifying transactions, and analyzing on-ledger events. It aims to enhance transparency and accessibility within the Hedera ecosystem by making ledger data easily navigable and understandable.

QPles

Qples is a digital promotions platform that specializes in the creation, distribution, and validation of digital coupons for Consumer Packaged Goods (CPG) brands and retailers. The platform provides an end-to-end solution for delivering targeted offers to consumers through various channels, including mobile wallets and print-at-home formats.

It’s goal is to address long-standing challenges in the coupon industry, most notably fraud and the lack of real-time validation through its integration with the Hedera blockchain network. By leveraging the Hedera Consensus Service (HCS), Qples creates a verifiable and immutable record for each digital coupon it issues. When a coupon is created, its unique data is hashed and submitted to the Hedera public ledger, generating a "proof of state" with a secure, tamper-proof timestamp.

This on-chain verification allows for real-time authentication at the point of sale, effectively preventing fraudulent redemptions and unauthorized duplication through the creation of a universal, single-use digital asset. Its integration with the Hedera blockchain network enables Qples to offer brands a highly secure, transparent, and data-rich promotions solution.