WiCoin is a stablecoin launched by WiPay, a financial technology company with offices in Africa, the Caribbean, Columbia, and the US. It was launched to address the challenges of cross-border remittance and financial exclusion in its operational regions. It was built on the Hedera network utilizing the Hedera Token Service (HTS) and Hedera Smart Contract Service (HSCS) and is pegged to the US dollar.
It forms the backbone of the WiCoin Settlement Network, designed to create a unified system for transactions across numerous Caribbean islands, each with its own currency. It also extends into African markets and currencies.
The primary goal of WiCoin is to "bank the bankless" by providing an accessible and efficient means for cross-border payments and settlements by leveraging Hedera's fast transaction speeds, low and predictable fees, and robust security through its asynchronous byzantine fault tolerance (ABFT).
WiPay is supported by the Hedera HBAR foundation and seeks to enhance financial inclusion and streamline economic activity in underserved regions by providing a locally-accessible bridge between traditional banking services and low-cost, speedy digital transactions.
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Joget is an open-source no-code/low-code application development platform designed to empower users, from citizen developers to professional programmers, to build, integrate, and orchestrate enterprise-grade applications and automate workflows with minimal coding. The platform focuses on accelerating digital transformation by simplifying application development and enabling faster delivery of solutions across various industries.
A key aspect of Joget's offering is its specific support for blockchain and digital ledger technology (DLT) applications through its integration with the Hedera blockchain network. This is facilitated by the Hashgraph Application Studio, a version of Joget tailored for the Hedera ecosystem, and the Hedera Ledger Pack plugin. These tools enable users to visually design and deploy decentralized applications (dApps) on Hedera, simplifying interactions with Hedera services like the Hedera Consensus Service (HCS) and Hedera Token Service (HTS) for tasks such as account creation, asset transfer, and token management, directly from within the Joget environment.
Beyond its blockchain capabilities, Joget provides visual drag-and-drop interfaces for UI and process design, AI-powered development features, pre-built integrations, and an extensible plugin architecture. This allows organizations to improve time-to-market, achieve cost efficiencies, and enhance operational flexibility for a wide range of enterprise applications.
Rivia is a Dallas-based technology firm specializing in stablecoin, payments, and finance infrastructure solutions. Its flagship product, the Rivia US Dollar ($rUSD) stablecoin, is a low-cost settlement layer token pegged to the US dollar and used to facilitate global financial transactions and remittances via immutable blockchain ledger technology.
Its stablecoin offering is based on a "proof of reserve" (PoR) guaranteeing a 1:1 backing for its $rUSD stablecoin. $rUSD is broadly integrated across numerous digital payments and assets services and provides cross platform compatibility with major distributed ledger technologies including Hedera, Ethereum, Algorand, and Solana.
Rivia’s stablecoin model emphasizes collaboration with US credit unions to create expanded access to American markets. Key features of its offerings include low-cost, high-speed transactions, global accessibility, and enhanced security and stability derived from credit union liquidity distribution.
Its established partnerships include integrations with financial institutions such as Fivancial, LoneStar, Resource One, Plaid, and Janusea.
Qples is a digital promotions platform that specializes in the creation, distribution, and validation of digital coupons for Consumer Packaged Goods (CPG) brands and retailers. The platform provides an end-to-end solution for delivering targeted offers to consumers through various channels, including mobile wallets and print-at-home formats.
It’s goal is to address long-standing challenges in the coupon industry, most notably fraud and the lack of real-time validation through its integration with the Hedera blockchain network. By leveraging the Hedera Consensus Service (HCS), Qples creates a verifiable and immutable record for each digital coupon it issues. When a coupon is created, its unique data is hashed and submitted to the Hedera public ledger, generating a "proof of state" with a secure, tamper-proof timestamp.
This on-chain verification allows for real-time authentication at the point of sale, effectively preventing fraudulent redemptions and unauthorized duplication through the creation of a universal, single-use digital asset. Its integration with the Hedera blockchain network enables Qples to offer brands a highly secure, transparent, and data-rich promotions solution.