WiCoin is a stablecoin launched by WiPay, a financial technology company with offices in Africa, the Caribbean, Columbia, and the US. It was launched to address the challenges of cross-border remittance and financial exclusion in its operational regions. It was built on the Hedera network utilizing the Hedera Token Service (HTS) and Hedera Smart Contract Service (HSCS) and is pegged to the US dollar.
It forms the backbone of the WiCoin Settlement Network, designed to create a unified system for transactions across numerous Caribbean islands, each with its own currency. It also extends into African markets and currencies.
The primary goal of WiCoin is to "bank the bankless" by providing an accessible and efficient means for cross-border payments and settlements by leveraging Hedera's fast transaction speeds, low and predictable fees, and robust security through its asynchronous byzantine fault tolerance (ABFT).
WiPay is supported by the Hedera HBAR foundation and seeks to enhance financial inclusion and streamline economic activity in underserved regions by providing a locally-accessible bridge between traditional banking services and low-cost, speedy digital transactions.
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Vavelverse is a massively multiplayer online (MMO) game developed by gaming and tech company Vavel Games. It features an intricate multiverse of interconnected virtual worlds and across multiple MMO games. It was built on Vavel Games' proprietary, decentralized game engine which supports massive real-time player-vs-player (PvP) battles, capable of supporting thousands of players simultaneously in a single instance.
At its core, Vavelverse integrates Hedera Hashgraph technology, with support from the HBAR Foundation, to support digital ownership of in-game assets through Non-Fungible Tokens (NFTs). This allows players to own, trade, and manage their virtual items securely. The in-game economy of Vavelverse is powered by the Venly Market on the Hedera blockchain network.
The flagship game within the Vavelverse is "Imperium: Galactic War 3.0,” a space-based MMO set in a persistent sandbox universe where player actions directly impact the game's evolving economy. Vavelverse also features “Imperium: Galactic War Classic” and “Imperium: World War 3.”
Emtech is a financial technology company that provides a full-stack Central Bank Digital Currency (CBDC) platform for central banks and other financial regulators. Its purpose is to equip its clients with tools to issue their own digital currencies and to empower these institutions to lead innovation in financial services while ensuring regulatory compliance and stability.
The company’s offerings are centered around two key products. The first is its CBDC Core Solution, which provides the underlying technology for a central bank to mint, distribute, and manage a digital currency. The second is its innovative Digital Regulatory Sandbox, a controlled environment where fintechs and other financial service providers can build and test new applications using the CBDC, all under the direct oversight of the regulator. This collaborative approach helps bridge the gap between innovators and policymakers.
Emtech has a significant partnership with Hedera, having announced that its CBDC platform is built on the Hedera public ledger. By leveraging Hedera's high-throughput, secure, and low-energy network, Emtech can offer central banks a highly resilient and auditable infrastructure for their digital currency operations.
Fliggs Mobile is a digital-first, Web3-enabled mobile virtual network operator (MVNO) that aims to bridge the gap between telecommunications and financial services. Its core service is providing flexible, no-contract mobile plans that run on T-Mobile's nationwide 5G network. These plans, managed entirely through the Fliggs Mobile app, include features such as eSIM activation, international roaming passes, and data boosters.
It also features Web3 integration features including a non-custodial digital wallet built into the app. This wallet enables a loyalty program that rewards users with monthly cashback in Bitcoin or USDC on their service fees.
Fliggs Mobile is built on Hedera's distributed ledger technology, which is used to issue a Decentralised ID (DID) to every user upon activation. This gives customers sovereign control over their digital identity and personal data. The non-custodial wallet also leverages Hedera for its security and functionality, enabling secure cryptocurrency payments and the management of rewards. This integration is supported by The Hashgraph Association, which has provided both funding and technical support to pioneer this convergence of telecom services and decentralised technology.
Bambu Wallet is a digital finance platform that provides accessible and culturally relevant financial tools. The company focuses on addressing the specific needs of the Latino demographic, aiming to foster financial inclusion and help users build wealth and achieve their financial goals.
The core of Bambu's offering is a digital wallet that integrates banking, payments, and investing into a single, user-friendly application. Key services include FDIC-insured checking accounts with no overdraft fees, early access to paychecks, and the ability to send money to over 18 countries in Latin America. Bambu also offers a unique "Round Up" feature that automatically invests spare change from everyday purchases into a diversified portfolio, making it easier for users to start investing with small amounts. The platform is designed to be bilingual, supporting both Spanish and English, to better serve its target audience.
Bambu leverages the Hedera network to enhance the speed and reduce the cost of its cross-border remittance services. By using Hedera's distributed ledger technology, Bambu can offer faster and more transparent international money transfers.