
WiCoin Crossborder
WiCoin is a stablecoin launched by WiPay, a financial technology company with offices in Africa, the Caribbean, Columbia, and the US. It was launched to address the challenges of cross-border remittance and financial exclusion in its operational regions. It was built on the Hedera network utilizing the Hedera Token Service (HTS) and Hedera Smart Contract Service (HSCS) and is pegged to the US dollar.
It forms the backbone of the WiCoin Settlement Network, designed to create a unified system for transactions across numerous Caribbean islands, each with its own currency. It also extends into African markets and currencies.
The primary goal of WiCoin is to "bank the bankless" by providing an accessible and efficient means for cross-border payments and settlements by leveraging Hedera's fast transaction speeds, low and predictable fees, and robust security through its asynchronous byzantine fault tolerance (ABFT).
WiPay is supported by the Hedera HBAR foundation and seeks to enhance financial inclusion and streamline economic activity in underserved regions by providing a locally-accessible bridge between traditional banking services and low-cost, speedy digital transactions.
Project Information
Related Projects

RealityPlus is a Web3-focused company developing innovative gaming and metaverse experiences. The company specializes in creating bespoke games, NFT marketplaces, and immersive online worlds for global brands, leveraging the Hedera blockchain platform.
A key aspect of RealityPlus' strategy involves several high-profile collaborations with AAA entertainment properties. These includes partnerships with BBC Studios to create the "Doctor Who: Worlds Apart" digital collectible card game and a "Top Gear" experience built within The Sandbox metaverse.
Another significant venture includes bringing the iconic Paul Frank character, Julius the Monkey, into the Web3 space with NFTs linked to physical merchandise. Reality Plus is also a core partner in the "RoadCode" project, an initiative with Immortal, Velon, and Hedera, aimed at revolutionizing the fan experience for professional cycling with support for major events including the Tour de France.
Reality Plus is a member of the HBAR Foundation and uses the Hedera network for all its Web3 projects with a focus on secure, transparent, and efficient Web3 solutions for major brand partners.

Shinhan Bank is one of South Korea's largest and oldest commercial banks, with a history dating back to 1897. It offers a comprehensive range of financial services, including personal and corporate banking, foreign exchange, wealth management, and investment banking with a focus on digital innovation. It is a member of the Hedera Governing Council.
Its parent company is the Shinhan Financial Group, a major financial holding company in Korea with a significant domestic market share and an expanding international presence across Asia, Europe, and North America.
Shinhan Bank offers a blockchain-based loan management platform through a partnership with the Small Business Market Promotion Corporation (SEMAS). It has also launched a blockchain credentialing system for verifying loan documents and an integrated blockchain-based Decentralized ID (DID) for its mobile banking app, SOL.
Additionally, Shinhan Bank previously partnered with Standard Bank to develop a cross-border remittance system using stablecoins built on the Hedera distributed blockchain network. This enables the issuance and trading of stablecoins pegged to national currencies such as the South Korean won and South African rand utilizing Hedera's Token Service (HTS) and Consensus Service (HCS).

Hyundai Motor Company has launched the Supplier CO₂ Emission Monitoring System (SCEMS)—an AI‑powered, blockchain‑based platform built on the energy‑efficient and highly scalable Hedera Network. SCEMS tracks carbon emissions across Hyundai’s entire supply chain, including raw material sourcing, manufacturing processes, and transportation, ensuring data integrity, transparency, and real‑time visibility. B
By leveraging Hedera’s robust Distributed Ledger Technology, Hyundai securely collects and verifies environmental data, enabling accurate measurement, predictive forecasting, and compliance with emerging global emissions standards.
This solution simplifies and automates supplier reporting while strengthening stakeholder and investor confidence in the veracity of carbon data. Hyundai’s adoption of SCEMS exemplifies a real‑world enterprise use case within the Hedera ecosystem, demonstrating how sustainability-driven innovation can be powered by trusted, high‑performance DLT.

Inara World is a publishing platform that is working to create a new, tokenized economy for ebooks. Its focus is on solving the revenue and engagement challenges that authors face in the traditional publishing market.
The core of Inara's service is its "Streaming Ebooks" platform. This innovative model allows readers to pay for what they read, one page at a time, through a system of micropayments. This eliminates the need for readers to purchase an entire book upfront or to subscribe to a service. For authors, the platform provides a direct and transparent revenue stream, where they are paid for every page that is read.
The entire Inara World platform is built on the Hedera network. This integration is fundamental to the platform's ability to process a high volume of micropayments in a fast, secure, and cost-effective manner. By using Hedera, Inara provides a seamless and scalable solution for its tokenized ebook economy, creating a more equitable and engaging experience for both authors and readers.
