
WiCoin Crossborder
WiCoin is a stablecoin launched by WiPay, a financial technology company with offices in Africa, the Caribbean, Columbia, and the US. It was launched to address the challenges of cross-border remittance and financial exclusion in its operational regions. It was built on the Hedera network utilizing the Hedera Token Service (HTS) and Hedera Smart Contract Service (HSCS) and is pegged to the US dollar.
It forms the backbone of the WiCoin Settlement Network, designed to create a unified system for transactions across numerous Caribbean islands, each with its own currency. It also extends into African markets and currencies.
The primary goal of WiCoin is to "bank the bankless" by providing an accessible and efficient means for cross-border payments and settlements by leveraging Hedera's fast transaction speeds, low and predictable fees, and robust security through its asynchronous byzantine fault tolerance (ABFT).
WiPay is supported by the Hedera HBAR foundation and seeks to enhance financial inclusion and streamline economic activity in underserved regions by providing a locally-accessible bridge between traditional banking services and low-cost, speedy digital transactions.
Project Information
Related Projects

Acme Labs is a metaverse community built on the Hedera blockchain network dedicated to the world of visual storytelling with an emphasis on high quality art prints featuring nostalgic cartoons. It specializes in bringing art and collectibles from animation, comic books, and emerging XR media into the digital realm, providing a unique combination of classic creativity and modern technology.
It features numerous collaborations with established artists including “The Chuck Jones Gallery,” an initiative that resurrects "Lost Wrabbit," a unique character conceived by the legendary Looney Tunes director Chuck Jones and reimagined by artist Ben Olson, which seeks to preserve and modernize classic art stylings on Hedera.
Acme Labs’ platform allows creators and collectors to benefit from Hedera’s secure, fast, and accessible blockchain network while offering support for both credit card and cryptocurrency payments. It also provides a full suite of community services including virtual spaces where creators and enthusiasts can connect and collaborate.

Cask Capital is an investment platform connecting investors with opportunities to own premium whisky casks of the highest quality as well as intrinsically related digital tokenized assets. It positions whisky casks as a tangible alternative asset class and facilitates the purchase of full or fractional ownership of these casks which are often sourced from renowned Scottish distilleries.
A core element of Cask Capital's operation is the use of tokenization utilizing the Hedera blockchain. This allows digital tokenized ownership of real-world casks and enhances transparency and accessibility in the competitive whisky investment market. Once acquired, the physical casks are held in regulated, bonded warehouses in Scotland, where the whisky matures over time. Their clear provenance, aging profile, and value growth make them ideal for fractional ownership on-chain.
Cask Capital provides services for the management and storage of these exclusive, curated assets which are fully-backed and insured. The value of the investment is tied to the maturation process and market demand for aged whisky.

Attestiv is a digital media validation company founded in 2018 to combat the rising threat of deepfakes and AI-generated content. Headquartered in Utah, the company provides solutions for businesses that rely on the authenticity of photos, videos, and documents, with a primary focus on the insurance, cybersecurity, and financial services industries.
The core of Attestiv's offering is its AI-powered platform that analyzes digital media to detect alterations, tampering, and generative AI content. The platform provides a "tamper score" to indicate the likelihood of manipulation and can identify specific anomalies through a forensic scan. This technology is delivered through a suite of products, including APIs and SDKs that can be integrated into existing workflows, as well as a user-friendly dashboard for manual analysis. Attestiv's solutions are designed to automate fraud detection, streamline processes like insurance claims and underwriting, and protect businesses from the reputational and financial risks associated with fake media.
Attestiv uses a distributed ledger to create a "digital fingerprint" that is recorded on the Hedera blockchain network. This allows for the immutable and verifiable timestamping of each asset, ensuring its authenticity can be validated at any point in the future.

BankSocial is a global financial technology firm working to bridge traditional financial (TradFi) systems with emerging digital asset technologies. It utilizes artificial intelligence, machine learning, and distributed ledger technology (DLT), on the Hedera blockchain network.
The company offers a suite of integrated financial products and services designed for both individuals and enterprise financial institutions, with a specific focus on credit unions and their members. Key offerings include a self-custody crypto exchange, know your customer (KYC) user verification solutions, lending services, and the $BSL token, which offers staking with potential stablecoin rewards. Its ecosystem also encompasses a payments hub, fraud management tools, a digital wallet, and custom software and API development.
Its focus on the credit union sector allows it to provide partners with technology bridging TradFIi with Web3 and offers secure self-custody for cryptocurrency holdings and access to a suite of DeFi tools through a user-friendly interface.
The firm holds a Money Services Business (MSB) registration with the US Treasury’s Financial Crimes Enforcement Network (FinCEN) and Canada’s FINTRAC through Fivancial Inc.
BankSocial also developed the Secura platform, in collaboration with Hedera, which focuses on real-time fraud monitoring and asset recovery in the Web3 space.
