WiCoin is a stablecoin launched by WiPay, a financial technology company with offices in Africa, the Caribbean, Columbia, and the US. It was launched to address the challenges of cross-border remittance and financial exclusion in its operational regions. It was built on the Hedera network utilizing the Hedera Token Service (HTS) and Hedera Smart Contract Service (HSCS) and is pegged to the US dollar.
It forms the backbone of the WiCoin Settlement Network, designed to create a unified system for transactions across numerous Caribbean islands, each with its own currency. It also extends into African markets and currencies.
The primary goal of WiCoin is to "bank the bankless" by providing an accessible and efficient means for cross-border payments and settlements by leveraging Hedera's fast transaction speeds, low and predictable fees, and robust security through its asynchronous byzantine fault tolerance (ABFT).
WiPay is supported by the Hedera HBAR foundation and seeks to enhance financial inclusion and streamline economic activity in underserved regions by providing a locally-accessible bridge between traditional banking services and low-cost, speedy digital transactions.
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The Coupon Bureau is a non-profit, industry-managed organization established to modernize the coupon industry by creating a centralized data exchange for all stakeholders. The organization's primary mission is to combat coupon fraud, an issue estimated to cost the industry hundreds of millions of dollars annually, while also improving efficiency and the consumer experience.
At the heart of The Coupon Bureau's work is the development and implementation of the new Universal Coupon standard, also known as AI (8112). This new standard replaces the outdated barcode system with a more secure, serialized format for both digital and paper coupons. This allows for real-time validation of every coupon at the point of sale, effectively eliminating counterfeiting and ensuring that each coupon is used only once, as intended by the manufacturer. The platform, known as the Universal Positive Offer File, serves as this central repository for all coupon data, connecting manufacturers, retailers, and consumers in a seamless ecosystem.
The Coupon Bureau utilizes the Hedera Consensus Service (HCS) to create a tamper-proof, auditable log of every coupon's lifecycle. Each time a coupon is created, distributed, or redeemed, a transaction is recorded on the Hedera public ledger.
HGraph Punks is a non-fungible token (NFT) project built on the Hedera network under developer Turtle Moon. It has been active in the HBAR NFT space since 2021. The project draws thematic inspiration from the widely recognized pixelated "Punks" style of profile picture (PFP) collectibles.
A significant feature of HGraph Punks is its point system that utilizes the Hedera Consensus Service (HCS). This system enables mainnet-auditable leaderboards, with points directly linked to the NFTs. This allows holders to earn, track, and engage in a competitive and transparent manner. The project also supports NFT staking, where users can stake their HGraph Punks to accumulate points.
HGraph Punks and its parent entity, Turtle Moon, actively contribute to the Hedera ecosystem through community endeavors and the development of open-source Hedera Consensus Service (HCS) tools. Additionally, HGraph Punks has collaborated on community-focused initiatives such as "Liftoff," presented as a virtual music venue and social environment within the Hedera ecosystem.
NOWPayments is a non-custodial cryptocurrency payment gateway that was founded in 2019. Its mission is to make it easy for businesses to accept a wide variety of cryptocurrencies, with a focus on providing a seamless and secure payment experience.
The core of NOWPayments' service is a platform that allows merchants to accept over 300 different cryptocurrencies, including stablecoins, and to receive payments in their preferred fiat currency. The platform offers a range of integration options, including APIs, e-commerce plugins, and donation widgets. A key feature of the platform gives users the ability to offer automatic coin conversion, which allows merchants to accept a variety of cryptocurrencies without having to manage multiple wallets. The platform also offers a mass payments solution, which enables businesses to send payments to multiple recipients in various cryptocurrencies.
NOWPayments has a direct integration with the Hedera network, providing full support for HBAR and other Hedera-based tokens. This allows merchants using the NOWPayments platform to accept HBAR as a form of payment.
Envision Blockchain is a consulting and development firm specializing in distributed ledger technology (DLT) solutions for enterprises and public sector organizations. The company's expertise covers various DLT use cases, with a notable emphasis on sustainability initiatives, such as systems for renewable energy credits and carbon emissions tracking. Other key areas of focus include enhancing supply chain traceability, developing digital identity solutions, and improving secure data management practices.
Envision Blockchain leverages the Hedera blockchain network’s services, including the Hedera Consensus Service (HCS), Hedera Token Service (HTS), and Hedera Smart Contract Service (HSCS), to build its solutions. Its service offerings range from initial strategy consulting and DLT architecture design to custom application development and the integration of blockchain solutions with existing enterprise systems. Envision Blockchain often participates in open-source initiatives and contributes to the development of DLT standards. The firm aims to accelerate the adoption of DLT by creating impactful applications that deliver tangible benefits.