
WiCoin Crossborder
WiCoin is a stablecoin launched by WiPay, a financial technology company with offices in Africa, the Caribbean, Columbia, and the US. It was launched to address the challenges of cross-border remittance and financial exclusion in its operational regions. It was built on the Hedera network utilizing the Hedera Token Service (HTS) and Hedera Smart Contract Service (HSCS) and is pegged to the US dollar.
It forms the backbone of the WiCoin Settlement Network, designed to create a unified system for transactions across numerous Caribbean islands, each with its own currency. It also extends into African markets and currencies.
The primary goal of WiCoin is to "bank the bankless" by providing an accessible and efficient means for cross-border payments and settlements by leveraging Hedera's fast transaction speeds, low and predictable fees, and robust security through its asynchronous byzantine fault tolerance (ABFT).
WiPay is supported by the Hedera HBAR foundation and seeks to enhance financial inclusion and streamline economic activity in underserved regions by providing a locally-accessible bridge between traditional banking services and low-cost, speedy digital transactions.
Project Information
Related Projects

Acme Labs is a metaverse community built on the Hedera blockchain network dedicated to the world of visual storytelling with an emphasis on high quality art prints featuring nostalgic cartoons. It specializes in bringing art and collectibles from animation, comic books, and emerging XR media into the digital realm, providing a unique combination of classic creativity and modern technology.
It features numerous collaborations with established artists including “The Chuck Jones Gallery,” an initiative that resurrects "Lost Wrabbit," a unique character conceived by the legendary Looney Tunes director Chuck Jones and reimagined by artist Ben Olson, which seeks to preserve and modernize classic art stylings on Hedera.
Acme Labs’ platform allows creators and collectors to benefit from Hedera’s secure, fast, and accessible blockchain network while offering support for both credit card and cryptocurrency payments. It also provides a full suite of community services including virtual spaces where creators and enthusiasts can connect and collaborate.
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Hitachi America, Ltd., a subsidiary of the Japanese multinational conglomerate Hitachi, Ltd., is headquartered in Santa Clara, California. The company serves as a key component of Hitachi's global operations, driving innovation and business development across the Americas.
Hitachi America and its subsidiaries offer a vast and diverse portfolio of products and services organized under three core business structures: "Digital Systems & Services," "Green Energy and Mobility," and "Connective Industries." This includes enterprise-grade data storage and management solutions, cloud applications, and AI-driven platforms.
Hitachi America joined the Hedera Governing Council in 2024. As a council member, Hitachi lends its extensive industrial and technological expertise to the governance of the DLT. The company has explicitly stated its intent to create proof-of-concept solutions on Hedera, focusing initially on end-to-end supply chain management and sustainability initiatives. By leveraging Hedera's secure, scalable, and energy-efficient network, Hitachi aims to enhance transparency and accountability in complex industrial workflows, from manufacturing and logistics to clean energy and IT/OT systems.

Circle's USD Coin (USDC), integrated with the Hedera network, offers a regulated, fiat-backed stablecoin pegged to the US dollar. This collaboration allows USDC to be minted natively on Hedera, leveraging the network's fast settlements (around 3-5 seconds), low transaction fees (typically $0.0001 to $0.001, paid in HBAR), and high scalability.
USDC on Hedera provides a trusted, stable, and reliable bridge for decentralized finance (DeFi) applications and end-users on the Circle and Hedera networks. Circle's increasingly popular suite of developer APIs offers full support for USDC on Hedera, facilitating its use in various applications including both payments and micropayments.
With USDC, enterprises and financial institutions have access to cross-platform liquidity and secure cross-border transactions. It’s currently used to facilitate payments and micropayments within applications such as Calaxy, Dropp, and Scintilla as well as to in support of numerous DeFi, NFT projects, and network bridge applications building on Hedera including SaucerSwap and Hashport.

The Managed Guardian Service (MGS) is a SaaS platform built on the open source Hedera Guardian, designed to simplify the creation, management, and verification of digital emissions and carbon offset tokens. It leverages Hedera’s public ledger to ensure that each digital environmental asset, from carbon credits to Renewable Energy Certificate is auditable, traceable, and reproducible, reducing fraud and enhancing sustainability market integrity.
MGS builds on the Guardian’s Policy Workflow Engine and W3C-backed Web3 integrations, offering flexible onboarding (UI and API), real time indexing, analytics, and full lifecycle oversight for tokenised environmental assets. Operated by Envision Blockchain and supported by the Hedera Foundation and Swirlds Labs, MGS enables organisations to streamline carbon accounting, uphold transparent methodologies, and scale climate solutions securely on Hedera’s fast, low energy network.
