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WISeID

WISeID is a digital identity platform designed to secure online interactions and communications for both individuals and businesses developed by WISeKey. The platform leverages public key infrastructure (PKI) technology, utilizing standard digital certificates issued by WISeKey's trusted certification authorities.

Central to the WISeID platform is its "WISeID Account," which serves as a gateway to various WISeKey services. Users are provided with a Digital Certificate that enables strong authentication for accessing online services and supports the creation of legally binding digital signatures for documents. Additionally, WISeID includes a “Personal Encrypted Vault,” offering a secure environment for users to store sensitive information such as passwords, financial data, and other personal documents, protected by strong encryption.

For businesses, WISeID offers solutions to secure interactions with employees and customers, including the implementation of single-sign-on (SSO) capabilities to streamline access to corporate resources. The platform provides web services and mobile applications, aiming to provide a comprehensive solution for managing digital identities and ensuring secure digital transactions and communications.

Chainlink

Chainlink is a decentralized oracle network connecting smart contracts on various blockchains with real-world data, events, and off-chain computation. Its fundamental purpose is to enable hybrid smart contracts by providing them with secure and reliable access to external resources, thereby bridging the gap between on-chain and off-chain environments. Chainlink is recognized as an industry standard for building, accessing, and selling oracle services.

The platform offers a comprehensive suite of services to developers and enterprises. These include “Chainlink Price Feeds,” which deliver accurate and tamper-proof financial market data to DeFi applications, “Chainlink VRF” (verifiable random function) for generating provably fair randomness essential for NFTs and blockchain gaming, and “Chainlink Automation,” which provides decentralized and reliable smart contract automation. Furthermore, “Chainlink Functions” allow smart contracts to connect to any external API and run custom computations, while the cross-chain interoperability protocol (CCIP) facilitates secure data and token transfers across different blockchain networks. Chainlink Proof of Reserve offers automated verification of on-chain and off-chain reserves.

eClosing and eVaulting (ProvenDB)

OneSpan is a Web3 platform that offers a dedicated eClosing solution designed to digitize and secure the entire lifecycle of high-value digital agreements, particularly in the mortgage and lending industries. The platform streamlines the closing process by enabling remote online notarization (RON), electronic signatures, and identity verification, all within a secure and compliant digital environment. A central component of this solution is the OneSpan eVault, a specialized repository for managing the authoritative copy of critical digital documents, such as promissory notes (eNotes).

To provide an unparalleled level of trust and auditability, OneSpan has integrated its platform with ProvenDB, a data integrity service built on the Hedera network. When a document is signed or a key milestone is reached in the eClosing process, a cryptographic fingerprint (hash) of the agreement is anchored to the Hedera public ledger. This action, facilitated by ProvenDB, creates a permanent and immutable timestamped record on the Hedera Consensus Service (HCS).

Standard Bank

Standard Bank Group, located in South Africa, is Africa's largest bank by assets and among the longest operating financial institutions on the continent having been founded more than 150 years ago. The Group offers a comprehensive suite of financial products and services via the Hedera blockchain including a wide array of payment processing solutions for both individuals and businesses.

The firm’s primary functions include facilitating transactional banking, lending, asset finance, merchant solutions, trade finance, and international payment services for its business and enterprise clients. Standard Bank also provides insurance and asset management services. 

As a member of the Hedera Governing Council, Standard Bank provides enterprise-grade, secure transactions and digitized cross-border trade processes on the immutable Hedera distributed blockchain ledger. 

Standard Bank is one of the leading Hedera-based service providers utilizing Hedera's Token Service (HTS) and Consensus Service (HCS). The primary focus of this collaboration is to improve transaction efficiency and reduce costs associated with international cross-border payments.