HLiquity is a decentralized borrowing protocol built and deployed on the Hedera blockchain network. It offers users a method to take out loans against their HBAR collateral and enables HBAR holders to access liquidity in the form of a USD-pegged stablecoin without selling held HBAR assets.
The core mechanism allows users to deposit HBAR into a smart contract to mint the protocol's stablecoin to obtain interest-free loans with a one-time borrowing fee. HLiquity operates on a system of over-collateralization, requiring borrowers to maintain a collateral ratio above a specified minimum to secure their debt.
A key component of the protocol is the Stability Pool, where users can deposit the HLiquity-issued stablecoin. These deposits are used to absorb debt from liquidated positions, and Stability Pool providers are compensated with a share of the liquidated HBAR collateral. HLiquity aims to provide a capital-efficient and censorship-resistant borrowing solution within the Hedera DeFi ecosystem.
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Emtech is a financial technology company that provides a full-stack Central Bank Digital Currency (CBDC) platform for central banks and other financial regulators. Its purpose is to equip its clients with tools to issue their own digital currencies and to empower these institutions to lead innovation in financial services while ensuring regulatory compliance and stability.
The company’s offerings are centered around two key products. The first is its CBDC Core Solution, which provides the underlying technology for a central bank to mint, distribute, and manage a digital currency. The second is its innovative Digital Regulatory Sandbox, a controlled environment where fintechs and other financial service providers can build and test new applications using the CBDC, all under the direct oversight of the regulator. This collaborative approach helps bridge the gap between innovators and policymakers.
Emtech has a significant partnership with Hedera, having announced that its CBDC platform is built on the Hedera public ledger. By leveraging Hedera's high-throughput, secure, and low-energy network, Emtech can offer central banks a highly resilient and auditable infrastructure for their digital currency operations.
Tamuwa, founded in 2015, is a Kenyan company at the forefront of the renewable energy sector in Africa. Its primary focus is on converting agricultural waste, specifically sugarcane bagasse, into a sustainable and affordable energy source. By producing high-density briquettes and pellets, Tamuwa provides a clean alternative to traditional fuels like firewood and charcoal, addressing issues of deforestation and promoting a circular economy.
The company's core service is the production and distribution of these biomass briquettes, which have a high calorific value and low moisture content, making them an efficient fuel source for industrial and domestic use. Tamuwa has also developed the CYNK platform, a digital end-to-end solution for the measurement, reporting, verification, and trading of high-quality voluntary emissions reductions (VERs). This platform is designed to bring trust and transparency to the carbon offset market, enabling local communities and projects to gain greater financial benefit from their environmental initiatives.
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Turtle Moon is a Web3 software development and solutions company that functions as a core infrastructure builder for the Hedera ecosystem. It focuses on creating open-source tools, services, and standards that empower developers and accelerate the growth of decentralized applications on the Hedera network.
One of Turtle Moon's most significant contributions is the creation of the HCS-20 standard, a framework for issuing and managing fungible tokens using the Hedera Consensus Service (HCS). This standard provided an efficient, low-cost alternative to smart contracts for tokenization. They have also developed and open-sourced a suite of "Turtle Moon Tools" for NFT minting and management, making it easier for creators to launch projects on the network.
Beyond infrastructure, Turtle Moon is an active participant in the Hedera community, closely associated with leading the technical development for projects like HGraph Punks. By developing foundational protocols, open-sourcing their tools, and building applications, Turtle Moon plays a vital role in making the Hedera network more accessible, functional, and robust for developers and users alike.
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