Emtech is a financial technology company that provides a full-stack Central Bank Digital Currency (CBDC) platform for central banks and other financial regulators. Its purpose is to equip its clients with tools to issue their own digital currencies and to empower these institutions to lead innovation in financial services while ensuring regulatory compliance and stability.
The company’s offerings are centered around two key products. The first is its CBDC Core Solution, which provides the underlying technology for a central bank to mint, distribute, and manage a digital currency. The second is its innovative Digital Regulatory Sandbox, a controlled environment where fintechs and other financial service providers can build and test new applications using the CBDC, all under the direct oversight of the regulator. This collaborative approach helps bridge the gap between innovators and policymakers.
Emtech has a significant partnership with Hedera, having announced that its CBDC platform is built on the Hedera public ledger. By leveraging Hedera's high-throughput, secure, and low-energy network, Emtech can offer central banks a highly resilient and auditable infrastructure for their digital currency operations.
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OneSpan is a Web3 platform that offers a dedicated eClosing solution designed to digitize and secure the entire lifecycle of high-value digital agreements, particularly in the mortgage and lending industries. The platform streamlines the closing process by enabling remote online notarization (RON), electronic signatures, and identity verification, all within a secure and compliant digital environment. A central component of this solution is the OneSpan eVault, a specialized repository for managing the authoritative copy of critical digital documents, such as promissory notes (eNotes).
To provide an unparalleled level of trust and auditability, OneSpan has integrated its platform with ProvenDB, a data integrity service built on the Hedera network. When a document is signed or a key milestone is reached in the eClosing process, a cryptographic fingerprint (hash) of the agreement is anchored to the Hedera public ledger. This action, facilitated by ProvenDB, creates a permanent and immutable timestamped record on the Hedera Consensus Service (HCS).
Object Computing, Inc. (OCI) is a technology consulting company founded in 1993 and based in St. Louis, Missouri. It specializes in designing and building custom software solutions for enterprise clients across various industries, including defense, aerospace, financial services, and healthcare.
OCI's services span the entire software development lifecycle, from strategy and design to implementation and support. The company offers expertise in a wide range of technologies, including real-time and embedded systems, cloud computing, machine learning, and the Internet of Things (IoT). A significant part of their work involves helping organizations modernize their legacy systems and adopt new technologies to improve efficiency and drive innovation. They also create and sponsor multiple open-source projects, most notably Grails, a popular web application framework based on the Groovy programming language.
Object Computing leverages its extensive experience in enterprise software to help organizations build and integrate solutions on the Hedera network. OCI provides consulting, training, and development services specifically for Hedera, enabling businesses to utilize the platform for applications requiring high throughput, security, and auditable data logging.
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