
Emtech
Emtech is a financial technology company that provides a full-stack Central Bank Digital Currency (CBDC) platform for central banks and other financial regulators. Its purpose is to equip its clients with tools to issue their own digital currencies and to empower these institutions to lead innovation in financial services while ensuring regulatory compliance and stability.
The company’s offerings are centered around two key products. The first is its CBDC Core Solution, which provides the underlying technology for a central bank to mint, distribute, and manage a digital currency. The second is its innovative Digital Regulatory Sandbox, a controlled environment where fintechs and other financial service providers can build and test new applications using the CBDC, all under the direct oversight of the regulator. This collaborative approach helps bridge the gap between innovators and policymakers.
Emtech has a significant partnership with Hedera, having announced that its CBDC platform is built on the Hedera public ledger. By leveraging Hedera's high-throughput, secure, and low-energy network, Emtech can offer central banks a highly resilient and auditable infrastructure for their digital currency operations.
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WiPay is a financial technology company based in the Caribbean, founded in 2016. It’s dedicated to driving financial inclusion by providing a secure and accessible platform for online payments, bridging the gap between traditional banking services and the large unbanked population in the region.
WiPay offers a comprehensive suite of payment solutions for both businesses and individuals. Its core services include online payment processing for e-commerce, credit card terminals for in-person transactions, and a system for creating and managing digital vouchers. The platform also supports recurring payments and subscriptions, providing a full suite of tools for merchants. For consumers, WiPay offers the COLOUR app, a "super app" for peer-to-peer payments, bill payments, and other financial services.
WiPay launched the WiCoin Settlement Network, the Caribbean's first multi-territory settlement network, on the Hedera mainnet. This initiative leverages Hedera's high-throughput, low-cost, and secure infrastructure to facilitate a new level of financial interoperability across the Caribbean.

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Coforge is a global digital services and solutions provider headquartered in India, with offices in the US, UK, Asia, and Australia. It assists clients in transforming their businesses by integrating domain expertise with emerging technologies.
The firm primarily serves sectors such as banking and financial services, insurance, and travel and hospitality. As a member of the Hedera Governing Council, it serves a key role in the distributed ledger technology (DLT) space.
Coforge offers services utilizing data and analytics, artificial intelligence, machine learning, cloud computing, and digital process automation to deploy innovative solutions on the Hedera platform. Its offerings include application development and management, managed services, and business process solutions, all with a focus on creating intelligent, high-performing, and secure systems.
Through its role with Hedera, Coforge is supports a diverse group of international clients in their digital transformation journeys and serves leading organizations, including numerous Fortune 500 companies. These include Microsoft, Amazon Web Services (AWS), and Salesforce, among others.
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Accubits is a full-service software provider founded in 2012. It specialises in leveraging cutting-edge technologies such as AI and blockchain to help a wide range of clients, from startups to Fortune 500 companies, accelerate their business growth.
Accubits offers a comprehensive suite of services, including AI development, custom software creation, and blockchain solutions. The company has a proven track record of delivering enterprise-grade applications, such as AI-powered conversational tools, data analytics systems, and blockchain-based platforms for supply chain management and digital identity.
The company is an official technology partner and systems integrator for Hedera and, as such, provides a full spectrum of development services for building and deploying decentralised applications (dApps) on the network. This includes custom dApp development, smart contract creation and auditing, and the tokenization of assets using the Hedera Token Service (HTS). This partnership allows Accubits to offer its clients the benefits of Hedera's high-throughput, low-cost, and secure infrastructure, further driving the adoption of enterprise-grade Web3 solutions.
