
eClosing and eVaulting (ProvenDB)
OneSpan is a Web3 platform that offers a dedicated eClosing solution designed to digitize and secure the entire lifecycle of high-value digital agreements, particularly in the mortgage and lending industries. The platform streamlines the closing process by enabling remote online notarization (RON), electronic signatures, and identity verification, all within a secure and compliant digital environment. A central component of this solution is the OneSpan eVault, a specialized repository for managing the authoritative copy of critical digital documents, such as promissory notes (eNotes).
To provide an unparalleled level of trust and auditability, OneSpan has integrated its platform with ProvenDB, a data integrity service built on the Hedera network. When a document is signed or a key milestone is reached in the eClosing process, a cryptographic fingerprint (hash) of the agreement is anchored to the Hedera public ledger. This action, facilitated by ProvenDB, creates a permanent and immutable timestamped record on the Hedera Consensus Service (HCS).
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ServiceNow is an American software company, founded in 2003, that provides a cloud-based platform for automating and managing business workflows. Headquartered in Santa Clara, California, ServiceNow’s core offering is the the Now Platform, an intelligent and intuitive cloud platform that automates workflows across IT, employee, and customer service departments.
The Now Platform allows businesses to streamline operations, optimize productivity, and create seamless experiences for both employees and customers. It includes a suite of applications for IT service management (ITSM), IT operations management (ITOM), strategic portfolio management, and more.
As a member of the Hedera Governing Council, ServiceNow is leveraging the Hedera Consensus Service to create immutable and auditable records of transactions and interactions that occur on the Now Platform. This integration enables the creation of trusted, multi-party business processes, enhancing data integrity and enabling new possibilities for tokenization, decentralised identity, and secure data sharing across organizational boundaries. This allows ServiceNow to extend the reach of its digital workflows to entire business ecosystems.
Versal is a comprehensive digital asset platform providing a suite of vertically integrated tools for businesses to build and scale payment solutions using cryptocurrency. The platform is designed to bridge traditional finance with the digital asset economy, offering modular products that enable companies to manage operations, store assets, and create modern payment flows. Its core offerings include Payments, Vault, Network, and Tokenization services.
The Versal Payments module allows businesses to easily accept and disburse digital asset payments across more than 30 blockchain networks. It provides conversion-optimized checkout experiences, invoicing solutions, and e-commerce plugins. Versal Vault is a digital asset custody solution for developers, supporting both MPC and multi-sig security methods to mass deploy and manage non-custodial wallets. The Versal Network facilitates compliant fund transfers between licensed financial entities, while Versal Tokenization allows for the creation and management of new digital assets.
As a multi-chain platform, Versal supports a wide array of networks, including Hedera. This integration means that businesses using Versal’s infrastructure can offer their customers payment and payout options using HBAR and other Hedera-based tokens.

Fliggs Mobile is a digital-first, Web3-enabled mobile virtual network operator (MVNO) that aims to bridge the gap between telecommunications and financial services. Its core service is providing flexible, no-contract mobile plans that run on T-Mobile's nationwide 5G network. These plans, managed entirely through the Fliggs Mobile app, include features such as eSIM activation, international roaming passes, and data boosters.
It also features Web3 integration features including a non-custodial digital wallet built into the app. This wallet enables a loyalty program that rewards users with monthly cashback in Bitcoin or USDC on their service fees.
Fliggs Mobile is built on Hedera's distributed ledger technology, which is used to issue a Decentralised ID (DID) to every user upon activation. This gives customers sovereign control over their digital identity and personal data. The non-custodial wallet also leverages Hedera for its security and functionality, enabling secure cryptocurrency payments and the management of rewards. This integration is supported by The Hashgraph Association, which has provided both funding and technical support to pioneer this convergence of telecom services and decentralised technology.

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