
eClosing and eVaulting (ProvenDB)
OneSpan is a Web3 platform that offers a dedicated eClosing solution designed to digitize and secure the entire lifecycle of high-value digital agreements, particularly in the mortgage and lending industries. The platform streamlines the closing process by enabling remote online notarization (RON), electronic signatures, and identity verification, all within a secure and compliant digital environment. A central component of this solution is the OneSpan eVault, a specialized repository for managing the authoritative copy of critical digital documents, such as promissory notes (eNotes).
To provide an unparalleled level of trust and auditability, OneSpan has integrated its platform with ProvenDB, a data integrity service built on the Hedera network. When a document is signed or a key milestone is reached in the eClosing process, a cryptographic fingerprint (hash) of the agreement is anchored to the Hedera public ledger. This action, facilitated by ProvenDB, creates a permanent and immutable timestamped record on the Hedera Consensus Service (HCS).
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METAVRSE is a technology company advancing e-commerce through its proprietary, web-based 3D development engine. The platform enables brands to create, manage, and scale immersive virtual worlds and interactive product showcases accessible across all devices without requiring special downloads. This focus on accessibility and high-fidelity graphics positions METAVRSE as a key provider of infrastructure for the next generation of Web3 commerce.
The company's flagship product, TheMall, is a photorealistic virtual shopping center that utilizes the Hedera Token Service (HTS) for minting assets. Within its virtual spaces, brands can build 3D storefronts stocked with digital products and services secured on the Hedera blockchain network. For example, virtual real estate, such as floors and parcels within TheMall, is delivered and owned as NFTs on the Hedera network.
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Flutterwave is a U.S.-based, Africa-focused fintech company founded in 2016. Its mission is to build a modern payment infrastructure to connect Africa to the global economy, simplifying commerce for businesses of all sizes across the continent and other emerging markets. The company provides a unified platform that allows merchants to make and accept payments without the complexities of navigating fragmented financial systems.
It offers a comprehensive suite of products and services through a single API. For enterprises and small businesses, this includes payment processing for various methods such as credit cards, mobile money, and bank transfers through its Flutterwave Checkout and Payment Links products. It also provides tools to create online stores (Flutterwave Store), issue invoices, and manage cross-border payouts. For individuals, its Send App facilitates international remittances, allowing users to easily transfer money to and from Africa.
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