The D'CENT Wallet is cryptocurrency storage solution developed by IoTrust, a South Korean company founded by security experts. Its flagship product is the D'CENT Biometric Wallet, a hardware device emphasizing robust security through features including a Common Criterial Evaluation Assurance Level 5+ (EAL5+) certified Secure Element chip, fingerprint authentication for transaction signing, and a bespoke onboard secure operating system. 

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The D’CENT cold storage wallet supports numerous digital assets including Bitcoin, Ethereum, XRP, Hedera tokens, and many other mainnet coins and tokens. It also provides a mobile application that serves as an interface for its hardware wallets (Biometric and Card-type) and can also function as a standalone software wallet facilitating portfolio management, secure transactions, and access to decentralized applications (DApps) via its Discovery tab. 

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The D’CENT platform supports management of non-fungible tokens (NFTs) and other Web3 assets as well as offering features for cross-chain interaction through its platform and user application.

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Rivia

Rivia is a Dallas-based technology firm specializing in stablecoin, payments, and finance infrastructure solutions. Its flagship product, the Rivia US Dollar ($rUSD) stablecoin, is a low-cost settlement layer token pegged to the US dollar and used to facilitate global financial transactions and remittances via immutable blockchain ledger technology. 

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Its stablecoin offering is based on a "proof of reserve" (PoR) guaranteeing a 1:1 backing for its $rUSD stablecoin. $rUSD is broadly integrated across numerous digital payments and assets services and provides cross platform compatibility with major distributed ledger technologies including Hedera, Ethereum, Algorand, and Solana.

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Rivia’s stablecoin model emphasizes collaboration with US credit unions to create expanded access to American markets. Key features of its offerings include low-cost, high-speed transactions, global accessibility, and enhanced security and stability derived from credit union liquidity distribution. 

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Its established partnerships include integrations with financial institutions such as Fivancial, LoneStar, Resource One, Plaid, and Janusea.

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WiCoin Crossborder

WiCoin is a stablecoin launched by WiPay, a financial technology company with offices in Africa, the Caribbean, Columbia, and the US. It was launched to address the challenges of cross-border remittance and financial exclusion in its operational regions. It was built on the Hedera network utilizing the Hedera Token Service (HTS) and Hedera Smart Contract Service (HSCS) and is pegged to the US dollar. 

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It forms the backbone of the WiCoin Settlement Network, designed to create a unified system for transactions across numerous Caribbean islands, each with its own currency. It also extends into African markets and currencies.

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The primary goal of WiCoin is to "bank the bankless" by providing an accessible and efficient means for cross-border payments and settlements by leveraging Hedera's fast transaction speeds, low and predictable fees, and robust security through its asynchronous byzantine fault tolerance (ABFT).

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WiPay is supported by the Hedera HBAR foundation and seeks to enhance financial inclusion and streamline economic activity in underserved regions by providing a locally-accessible bridge between traditional banking services and low-cost, speedy digital transactions.

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The Coupon Bureau

The Coupon Bureau is a non-profit, industry-managed organization established to modernize the coupon industry by creating a centralized data exchange for all stakeholders. The organization's primary mission is to combat coupon fraud, an issue estimated to cost the industry hundreds of millions of dollars annually, while also improving efficiency and the consumer experience.

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At the heart of The Coupon Bureau's work is the development and implementation of the new Universal Coupon standard, also known as AI (8112). This new standard replaces the outdated barcode system with a more secure, serialized format for both digital and paper coupons. This allows for real-time validation of every coupon at the point of sale, effectively eliminating counterfeiting and ensuring that each coupon is used only once, as intended by the manufacturer. The platform, known as the Universal Positive Offer File, serves as this central repository for all coupon data, connecting manufacturers, retailers, and consumers in a seamless ecosystem.

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The Coupon Bureau utilizes the Hedera Consensus Service (HCS) to create a tamper-proof, auditable log of every coupon's lifecycle. Each time a coupon is created, distributed, or redeemed, a transaction is recorded on the Hedera public ledger. 

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W3C DIDs

W3C Decentralised Identifiers (DIDs) are a new type of globally unique identifier designed to enable verifiable, decentralised digital identity. As a formal web standard published by the World Wide Web Consortium (W3C), the DID architecture is a foundational component for building a more secure and user-centric internet.

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Unlike traditional identifiers such as email addresses or usernames, DIDs are not tied to any centralised registry or company. This means that individuals and organisations can create and control their own identifiers, giving them "self-sovereign" control over their digital identities. The core of the system is the DID Document, a JSON file that contains the cryptographic keys and service endpoints associated with a DID. This document is stored on a distributed ledger or other decentralised network, allowing for secure and verifiable interactions.

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The Hedera Consensus Service (HCS) is used to create a tamper-proof and auditable log of all DID-related events, such as creation, updates, and revocation.

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