Bonzo Finance is an open-source, non-custodial lending and borrowing protocol built on the Hedera network. It is a fork of the popular Aave v2 protocol and is designed to serve as "The Liquidity Layer" for the Hedera DeFi ecosystem.

The core of Bonzo Finance's service is its decentralized platform that allows users to lend and borrow a variety of cryptocurrencies, with a focus on HBAR, native USDC, and other Hedera ecosystem assets. Users supply crypto to the protocol to earn interest, provide liquidity, and as collateral for loans. 

Bonzo Finance also offers "flash loans," which are uncollateralized loans that must be repaid within a single transaction. It has its own governance token, $BONZO.

Bonzo Finance is built on the Hedera Smart Contract Service, and it is designed to be fully compatible with the Hedera Token Service (HTS). It also utilizes the Hedera Consensus Service (HCS) for its verifiable points and rewards program. 

Team members
We currently don't have any public team members for
Bonzo Finance
Related Articles
We currently don't have any published resources on
Bonzo Finance
Related Projects
Diamond Standard Bitcarbon

Bitcarbon is a digital asset created by Diamond Standard, founded in 2018. Bitcarbon functions as the governance token for the "Carats" ecosystem, which is a system of commodity tokens backed by physical Diamond Standard Coins and Bars held in secure vaults.

The core product is a fungible and transparent diamond commodity, which is tokenised to create liquidity in the previously illiquid diamond market. Each "Carat" token represents a fractional ownership of a Diamond Standard commodity, providing a trustless store of wealth that can be used for payments. The Bitcarbon token, in turn, governs the Carats smart contract and earns revenue from the transaction and custody fees generated by the Carats ecosystem. This creates a unique digital asset that is intrinsically linked to the value and utility of a physical, real-world asset.

Bitcarbon and the entire Diamond Standard ecosystem are deeply integrated with the Hedera network. The company uses the Hedera Token Service (HTS) to mint and manage its digital assets, including the tokens that represent ownership of the physical diamond commodities.

Sayl Cloud

Sayl Cloud is an all-in-one marketing, commerce, and loyalty platform designed primarily for businesses in the hospitality and retail sectors. The company provides independent restaurants, hotels, and retailers with a powerful suite of tools to increase direct sales, own their customer relationships, and reduce their reliance on third-party aggregators that charge high commissions. Sayl’s platform integrates functionalities like online ordering, table reservations, customer relationship management (CRM), and marketing automation into a single, cohesive system.

A key innovation for Sayl Cloud is its integration with the Hedera network to offer next-generation, Web3-powered loyalty programs. Through this integration, businesses can easily create their own branded tokens and NFTs on Hedera, transforming traditional points-based rewards into engaging digital assets. Customers can earn these tokens for their purchases and other interactions, and then redeem them for exclusive perks, creating a more dynamic and gamified experience. Supported by The HBAR Foundation, Sayl leverages Hedera's fast, secure, and low-cost ledger to make these "Loyalty 3.0" programs feasible for its clients. 

Twigitial

Coming soon..

Aria

The Aria Network is an integrated media company founded in 2018 and based in Los Angeles, California. Its focus is on creating immersive digital experiences that bridge the gap between physical and virtual assets. Aria works with global brands, sports leagues, and celebrities to develop new forms of engagement through augmented reality and other digital technologies.

Aria's primary product is the Aria Exchange, a platform for non-fungible tokens (NFTs). A key feature of the exchange is the concept of "living NFTs," which allows creators to continuously add new content and value to a token after its initial purchase. The platform is designed to be carbon-negative, tracking the carbon footprint of each transaction and offsetting it through partnerships.

The Aria Exchange is built with a direct and foundational connection to the Hedera network. Every NFT minted and traded on the Aria Exchange is securely stored on the Hedera distributed ledger. This integration provides an immutable and transparent record of ownership and transaction history for every digital asset.