Australian Payments Plus (AP+) is the national organization responsible for Australia's core payment infrastructure. It was formed by the merger of three key entities: BPAY Group, the operator of the ubiquitous BPAY bill payment service; eftpos, the national debit card system for point-of-sale transactions; and NPP Australia, which runs the New Payments Platform (NPP). In its infrastructure capacity, AP+ processes over 7.5 billion transactions annually and is central to the daily economic activity of the country.
AP+ is also an active researcher organization that is constantly exploring the capabilities of distributed ledger technology and a member of the Hedera Council.
The relationship with Hedera provides AP+ with a framework for developing and testing new solutions that could one day integrate with or enhance its established portfolio of payment services. This involvement complements its research into other future-focused technologies, including its participation in the Reserve Bank of Australia's CBDC pilot program.
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METAVRSE is a technology company advancing e-commerce through its proprietary, web-based 3D development engine. The platform enables brands to create, manage, and scale immersive virtual worlds and interactive product showcases accessible across all devices without requiring special downloads. This focus on accessibility and high-fidelity graphics positions METAVRSE as a key provider of infrastructure for the next generation of Web3 commerce.
The company's flagship product, TheMall, is a photorealistic virtual shopping center that utilizes the Hedera Token Service (HTS) for minting assets. Within its virtual spaces, brands can build 3D storefronts stocked with digital products and services secured on the Hedera blockchain network. For example, virtual real estate, such as floors and parcels within TheMall, is delivered and owned as NFTs on the Hedera network.
METAVRSE aims to simplify 3D spatial space design and development in the same way Canva made digital art and graphic design accessible for creative users. It has a slate of Fortune 500 clients including Microsoft, MasterCard, JP Morgan and numerous others.
Abra is a global digital asset financial services firm that provides a suite of products for individuals and institutions to invest in and manage cryptocurrencies. Abra operates several distinct business lines to cater to a diverse clientele, from retail investors to high-net-worth individuals and large financial institutions.
For individual investors, the Abra app offers a user-friendly mobile platform to buy, sell, trade, and earn yield on a wide variety of digital assets. For more sophisticated clients, Abra Private delivers a concierge-style wealth management service, providing tailored strategies for managing large digital asset portfolios. For institutions, Abra Prime offers prime brokerage services, including secure trading, borrowing, and lending solutions.
A key aspect of Abra’s identity within the Web3 ecosystem is its role as a founding member of the Hedera Governing Council. In this capacity, Abra helps oversee the governance and strategic direction of the Hedera network, contributing to its stability and long-term vision.
HaitiPay is a Haiti-based fintech company focused on digitalizing the country's economy and increasing financial inclusion for underserved communities. Its core services are delivered through an API-enabled digital banking platform. This includes a mobile wallet that is designed to be universal and telecom-agnostic, capable of turning even basic feature phones into electronic payment devices.
The platform facilitates a range of financial transactions, including local and cross-border e-payments and remittances. By enabling electronic payments, HaitiPay supports merchants in expanding their sales and provides a secure and traceable way for all users, from rural farmers to urban merchants, to access digital financial services.
In collaboration with EMTECH, a CBDC infrastructure provider, HaitiPay has developed a proof-of-concept for a potential Central Bank Digital Currency (CBDC) in Haiti. This solution is built on the Hedera public distributed ledger, chosen for its high throughput, low fees, and security. This integration is designed to lower the cost of payments and provide seamless access to digital cash.
Rivia is a Dallas-based technology firm specializing in stablecoin, payments, and finance infrastructure solutions. Its flagship product, the Rivia US Dollar ($rUSD) stablecoin, is a low-cost settlement layer token pegged to the US dollar and used to facilitate global financial transactions and remittances via immutable blockchain ledger technology.
Its stablecoin offering is based on a "proof of reserve" (PoR) guaranteeing a 1:1 backing for its $rUSD stablecoin. $rUSD is broadly integrated across numerous digital payments and assets services and provides cross platform compatibility with major distributed ledger technologies including Hedera, Ethereum, Algorand, and Solana.
Rivia’s stablecoin model emphasizes collaboration with US credit unions to create expanded access to American markets. Key features of its offerings include low-cost, high-speed transactions, global accessibility, and enhanced security and stability derived from credit union liquidity distribution.
Its established partnerships include integrations with financial institutions such as Fivancial, LoneStar, Resource One, Plaid, and Janusea.