WiPay is a financial technology company based in the Caribbean, founded in 2016. It’s dedicated to driving financial inclusion by providing a secure and accessible platform for online payments, bridging the gap between traditional banking services and the large unbanked population in the region.

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WiPay offers a comprehensive suite of payment solutions for both businesses and individuals. Its core services include online payment processing for e-commerce, credit card terminals for in-person transactions, and a system for creating and managing digital vouchers. The platform also supports recurring payments and subscriptions, providing a full suite of tools for merchants. For consumers, WiPay offers the COLOUR app, a "super app" for peer-to-peer payments, bill payments, and other financial services.

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WiPay launched the WiCoin Settlement Network, the Caribbean's first multi-territory settlement network, on the Hedera mainnet. This initiative leverages Hedera's high-throughput, low-cost, and secure infrastructure to facilitate a new level of financial interoperability across the Caribbean.

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Everyware is a complete solution for digitally tracking and monitoring healthcare assets in hospital and virtual ward environments. It utilizes universal healthcare asset tracking software and sensory equipment to provide operational intelligence designed to improve efficiency, identify and respond to emergent issues, and help healthcare professionals make impactful, data-driven decisions in real time. 

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Its unified cloud services suite for healthcare professionals combines medical asset tracking, community asset management, patient wellbeing monitoring, vehicle tracking, medical laboratory and pharmacy storage temperature monitoring, and building environment tracking into a single platform. 

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Everyware’s hybrid asset location monitoring solution combines three types of technology in a comprehensive digital suite: global positioning system (GPS), radio frequency identification (RFID), and real-time location system (RTLS). This combination ensures holistic, uninterrupted monitoring and actionable alerts for high priority healthcare systems. 

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In order to facilitate secure, immutable monitoring, Everyware utilizes the Hedera Hashgraph algorithm to provide an efficient, high-throughput, low-latency solution for its bespoke sensor systems ensuring continuous IoT connectivity. 

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The Coupon Bureau is a non-profit, industry-managed organization established to modernize the coupon industry by creating a centralized data exchange for all stakeholders. The organization's primary mission is to combat coupon fraud, an issue estimated to cost the industry hundreds of millions of dollars annually, while also improving efficiency and the consumer experience.

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At the heart of The Coupon Bureau's work is the development and implementation of the new Universal Coupon standard, also known as AI (8112). This new standard replaces the outdated barcode system with a more secure, serialized format for both digital and paper coupons. This allows for real-time validation of every coupon at the point of sale, effectively eliminating counterfeiting and ensuring that each coupon is used only once, as intended by the manufacturer. The platform, known as the Universal Positive Offer File, serves as this central repository for all coupon data, connecting manufacturers, retailers, and consumers in a seamless ecosystem.

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The Coupon Bureau utilizes the Hedera Consensus Service (HCS) to create a tamper-proof, auditable log of every coupon's lifecycle. Each time a coupon is created, distributed, or redeemed, a transaction is recorded on the Hedera public ledger. 

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GetEnergy is a green fintech company operating a B2B distribution platform for renewable electricity. The company’s core mission is to create a smart and cost-efficient marketplace that connects renewable energy generators directly with suppliers and consumers.

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The platform functions by acquiring electricity from renewable generators through Power Purchase Agreements. The acquired electricity is then digitized, or "tokenized," on the company's proprietary platform, where each token represents 1 kWh of energy. This process utilizes proven Distributed Ledger Technology (DLT) and smart contracts to facilitate the sale and settlement of energy transactions. This DLT-based approach aims to reduce electricity costs by removing traditional intermediaries from the value chain.

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Key features of the GetEnergy platform include providing users with “fully traceable green certificates" and guaranteeing transparency and faster settlement times for all transactions. The platform also incorporates advanced AI and machine learning models for forecasting services to optimize energy load and imbalance management. 

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