
Beem It
Beem is a versatile Australian digital wallet owned by Digital Wallet Pty Ltd and now part of Australian Payments Plus, a member of the Hedera Governing Council and the collective that also includes BPAY Group, eftpos and NPP Australia.
It enables Australians to pay, request, transfer and split money instantly by using familiar contact names instead of BSB and account numbers. The app also supports BPAY for bill payments and offers features such as rewards and cashback through Beem Rewards and Cashrewards, loyalty and gift card storage, animated stickers and group expense management.
Eftpos acquired Beem in 2020 to expand into digital wallet services and leverage its payments infrastructure for faster growth. Since then it has been downloaded more than 1.4 million times and has facilitated over US 1 billion in transactions. Australian Payments Plus operates a Hedera network node in Australia and has trialled the Hedera Consensus Service and an Australian dollar based stablecoin to enable secure and low cost micropayments, providing a potential foundation for future Beem innovations.
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Emtech is a financial technology company that provides a full-stack Central Bank Digital Currency (CBDC) platform for central banks and other financial regulators. Its purpose is to equip its clients with tools to issue their own digital currencies and to empower these institutions to lead innovation in financial services while ensuring regulatory compliance and stability.
The company’s offerings are centered around two key products. The first is its CBDC Core Solution, which provides the underlying technology for a central bank to mint, distribute, and manage a digital currency. The second is its innovative Digital Regulatory Sandbox, a controlled environment where fintechs and other financial service providers can build and test new applications using the CBDC, all under the direct oversight of the regulator. This collaborative approach helps bridge the gap between innovators and policymakers.
Emtech has a significant partnership with Hedera, having announced that its CBDC platform is built on the Hedera public ledger. By leveraging Hedera's high-throughput, secure, and low-energy network, Emtech can offer central banks a highly resilient and auditable infrastructure for their digital currency operations.

WebShield is a cybersecurity company developing a decentralized platform for managing digital identities and securing online communications. Its mission is to bring improve trust and privacy on the internet by providing individuals and businesses with the tools to control their own data.
The core of WebShield's service is its "Trust-as-a-Service" platform, which is built on the principles of self-sovereign identity (SSI). It includes a suite of tools for issuing and verifying Verifiable Credentials, which are digital versions of physical documents such as passports and driver's licenses. The platform is designed to be compliant with a wide range of industry standards, including those from the Trust over IP Foundation, the W3C, and the OpenID Foundation. A key use case for WebShield's technology is in securing the Internet of Things (IoT), where it can be used to create a secure and trusted environment for machine-to-machine communication.
WebShield is built on Hedera's distributed ledger technology, which is used to provide an immutable and auditable record of all identity-related transactions.

Union Finance is a non-KYC peer-to-peer permissionless protection marketplace that allows users to mitigate risks associated with decentralized finance (DeFi) through the purchase of downside protection services. It also offers users the option to provide liquidity to the platform for the purpose of earning premiums from those seeking protection. Union’s state-of-the-art protocol has integrated capabilities built to secure multi-layer risks across smart contracts and protocols in a single-stop scalable system.
Union Finance’s platform offers distinct products to address different risk scenarios. These include C-OP (collateral optimization and volatility protection), a service aimed at mitigating the risks associated with holding cryptocurrencies over extended periods, and U-CDS (Union crypto default swaps), which provide protection against specific adverse events such as smart contract exploits and oracle attacks.
The firm’s services are targeted towards individuals and entities involved in the DeFi space who require tools to safeguard their investments and strategies over both short and long-term programs.
Union Finance has established a range of partnerships across the blockchain and DeFi ecosystem, including UniLend, Waves, Avalanche, BlockScience, Kleros, and Router, as well as the Hedera blockchain network.
Liithos is a AAA gaming and entertainment studio founded by high-profile industry veterans, including former PlayStation executive Michael Mumbauer and John Garvin, the creative director and writer known for blockbuster titles including Days Gone and Syphon Filter. The studio develops narrative-driven, transmedia intellectual properties that merge compelling storytelling with the capabilities of Web3 technology.
The studio’s debut project is Ashfall, a post-apocalyptic open-world game set in the Pacific Northwest. It is designed to begin as a single-player, story-focused experience that will later evolve to include multiplayer PvP and PvE elements. Liithos has chosen the Hedera network as the foundational public ledger for Ashfall and its future projects. This integration will power the game's economy, allowing players to truly own their in-game assets—such as weapons, gear, and cosmetics—as digital collectibles.
Supported by The HBAR Foundation, Liithos emphasizes that its approach is not "play-to-earn" but "play-and-own," focusing on enhancing the core AAA gaming experience rather than financial speculation.
