The eftpos solution by Australian Payments Plus provides a cost effective, secure and flexible payment infrastructure for Australian businesses. It supports real time debit transactions, tap to pay on mobile devices, eftpos QR payments and least cost routing, which allows merchants to automatically direct debit transactions through the lowest cost network to help reduce the cost of acceptance.

‍

Australian Payments Plus has worked with Google to enable least cost routing in Google Wallet, with ANZ and Suncorp the first issuers to offer this capability. It is also partnering with Giesecke and Devrient to develop eftpos Click to Pay with integrated least cost routing, an online checkout service that uses tokenisation to protect card credentials and is scheduled for rollout from early 2026 following pilot trials.

‍

These developments enhance payment efficiency, improve security, support domestic data sovereignty and align with Reserve Bank of Australia findings that least cost routing can materially reduce merchant debit acceptance costs.

‍

Coinomi is a multi-asset cryptocurrency wallet launched in 2014, making it one of the oldest multi-chain wallets available. It offers a non-custodial solution giving users full control over their private keys. Coinomi is designed to support a multitude of digital assets including over 1,770 cryptocurrencies and tokens across more than 125 blockchains, including major names like Bitcoin, Ethereum, and Solana, as well as numerous altcoins and tokens.

‍

It is available on both mobile (iOS and Android) and desktop (Windows, macOS, Linux) platforms. Key security features include strong wallet encryption with hierarchical deterministic (HD) backups featuring BIP44 algorithmic security. For privacy, Coinomi eschews know-your-customer requirements for accessing funds and records no IP associations, identity linking, or transaction tracking. Furthermore, its servers anonymize user requests by default.

‍

The Coinomi wallet integrates built-in cryptocurrency exchange services through partnerships with platforms including Changelly and ShapeShift, allowing users to swap between different assets directly within the app. It also supports SegWit for Bitcoin and other compatible coins, enabling faster confirmations and lower transaction fees. Its services are free to use (users only pay standard network transaction fees to miners). 

Mintbar is an open-source, trustless platform designed to simplify the creation of NFTs on the Hedera network. Its core service is a user-friendly, no-code interface for minting individual NFTs or entire collections. 

‍

The platform ensures that creators retain full control over their assets by allowing them to define all keys and permissions during the minting process. It adheres to the HIP-412 metadata standard, which guarantees that all NFTs created on mintbar are compatible with major Hedera wallets and marketplaces. The platform also integrates with IPFS via the nft.storage service, ensuring that all media and metadata files are stored in a decentralized and redundant manner at no cost to the user.

‍

mintbar is built exclusively on and for the Hedera network. It utilizes the Hedera Token Service (HTS) for all NFT minting, taking advantage of Hedera's high speed, low, predictable fees, and protocol-enforced royalties. This direct integration with Hedera's native services provides a highly efficient and cost-effective solution for creators.

‍

Tolam Earth is a Web3 marketplace and data utility platform engineered to enhance the efficiency, transparency, and credibility of the Voluntary Carbon Market (VCM). Launched as a joint venture with backing from the HBAR Foundation, Tata Consultancy Services (TCS), and Object Computing, Tolam directly addresses critical market challenges such as price opacity, illiquidity, and concerns over the integrity of carbon credits.

‍

Built on the Hedera network, the platform provides a marketplace for corporate buyers and carbon project developers to transact in Digital Environmental Assets (DEAs). It leverages the Hedera Token Service (HTS) to represent carbon credits as unique tokens and the Hedera Consensus Service (HCS) to create a publicly verifiable and immutable audit trail for all transactions and credit retirements. This ensures a high degree of trust and transparency for all participants.

‍

A core component of the platform is its "mitigation engine," which employs sophisticated matching algorithms. This engine helps corporate buyers discover and purchase carbon offsets that align precisely with their specific Environmental, Social, and Governance (ESG) goals, considering factors like project type, geographical location, and additional community or biodiversity co-benefits.

‍