
WiPay
WiPay is a financial technology company based in the Caribbean, founded in 2016. It’s dedicated to driving financial inclusion by providing a secure and accessible platform for online payments, bridging the gap between traditional banking services and the large unbanked population in the region.
WiPay offers a comprehensive suite of payment solutions for both businesses and individuals. Its core services include online payment processing for e-commerce, credit card terminals for in-person transactions, and a system for creating and managing digital vouchers. The platform also supports recurring payments and subscriptions, providing a full suite of tools for merchants. For consumers, WiPay offers the COLOUR app, a "super app" for peer-to-peer payments, bill payments, and other financial services.
WiPay launched the WiCoin Settlement Network, the Caribbean's first multi-territory settlement network, on the Hedera mainnet. This initiative leverages Hedera's high-throughput, low-cost, and secure infrastructure to facilitate a new level of financial interoperability across the Caribbean.
Project Information
Related Projects

Immutable Holdings Inc. is a publicly traded digital asset company focused on increasing the awareness, access, and adoption of cryptocurrencies. Founded in 2017 and headquartered in San Juan, Puerto Rico, the company operates as a blockchain holding company, managing a portfolio of businesses within the digital asset ecosystem.
Key holdings include NFT.com, a platform for the non-fungible token (NFT) ecosystem, HBAR.com, a community portal for the Hedera network, and MyHBARWallet.com, an open-source wallet for Hedera's native token, HBAR. Immutable Holdings also provides educational resources through 1-800-Bitcoin, which offers masterclasses and other materials for those new to the crypto space.
Immutable Holdings is one of the core firms associated with the Hedera blockchain network. Its founder, Jordan Fried, was a member of Hedera’s founding team and Immutable Holdings is one of the largest public holders of HBAR. Its subsidiary, Immutable Asset Management, is dedicated to managing this strategic HBAR position.

NFT.com is a platform dedicated to the world of non-fungible tokens (NFTs), providing a comprehensive ecosystem for creators, collectors, and brands. The company, which is a subsidiary of Immutable Holdings, aims to be a central hub for the NFT community, offering a range of services designed to enhance the user experience and drive the adoption of digital collectibles.
The core of NFT.com's service is its marketplace and social platform. It allows users to create personalized NFT galleries to showcase their collections, which in turn form the foundation of a decentralized Web3 social network. The platform provides tools for minting new NFTs, as well as for buying, selling, and trading them. A key feature is the "Genesis Key," an NFT that provides holders with a lifetime, fee-free membership to the platform and the ability to create a custom profile.
NFT.com is built on Hedera with multi-chain functionality baked in. By building on Hedera, NFT.com can leverage the network's high throughput, low fees, and carbon-negative infrastructure to provide a fast, efficient, and sustainable experience for its users.

Hala Systems is a social enterprise founded in 2015 that develops advanced technology to protect civilians in conflict zones. Its mission is to reduce violence and provide accountability through the creation of early warning systems and tools for documenting war crimes.
The company's flagship product is Sentry, an AI-powered early warning system that predicts and warns civilians of impending threats, such as airstrikes. Sentry uses a network of remote sensors and real-time data to provide warnings, giving people crucial time to find safety. The system has been deployed in Syria, where it has been credited with significantly reducing casualties. In addition to its warning capabilities, Hala Systems also focuses on accountability, developing tools that allow for the secure collection of evidence of war crimes.
To ensure the integrity of the data collected, such as photos and videos of potential war crimes, Hala uses the Hedera Consensus Service (HCS) to create a tamper-proof and cryptographically secure record of the evidence. Each piece of media has its metadata logged on the Hedera network, creating a verifiable and immutable audit trail.

Headstarter is a decentralized fundraising platform and launchpad built exclusively for the Hedera network. Its primary purpose is to accelerate the growth of the Hedera ecosystem by providing a secure and streamlined environment for new projects to raise capital and build an initial community.
The platform operates on a tier-based system centered around its native token, $HST. To gain access to token sales, prospective investors are required to stake a certain amount of $HST, which places them into different tiers. These tiers determine the size of the allocation a user is guaranteed in an upcoming IDO, with higher amounts of staked tokens granting access to larger investment opportunities. This model creates utility and sustained demand for the $HST token while ensuring a fair and organized capital-raising process.
For projects, Headstarter provides an end-to-end solution for launching a token, handling the technical complexities of the sale and providing access to an engaged community from day one. For investors, it offers a vetted and secure venue to discover and support promising, early-stage Hedera-native projects.
