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The eftpos solution by Australian Payments Plus provides a cost effective, secure and flexible payment infrastructure for Australian businesses. It supports real time debit transactions, tap to pay on mobile devices, eftpos QR payments and least cost routing, which allows merchants to automatically direct debit transactions through the lowest cost network to help reduce the cost of acceptance.
Australian Payments Plus has worked with Google to enable least cost routing in Google Wallet, with ANZ and Suncorp the first issuers to offer this capability. It is also partnering with Giesecke and Devrient to develop eftpos Click to Pay with integrated least cost routing, an online checkout service that uses tokenisation to protect card credentials and is scheduled for rollout from early 2026 following pilot trials.
These developments enhance payment efficiency, improve security, support domestic data sovereignty and align with Reserve Bank of Australia findings that least cost routing can materially reduce merchant debit acceptance costs.

Otrafy is a technology company developing a platform to streamline and automate supply chain management, with a strong focus on food safety and compliance. Its mission is to create a more transparent and efficient supply chain by providing a centralized system for managing documents, tracking products, and collaborating with suppliers.
The core of Otrafy's offering is its supplier management platform. This service provides a suite of tools that allow businesses to automate the collection and verification of supplier documents, ensuring that all suppliers meet the necessary compliance and quality standards. Key features of the platform include automated document requests, real-time tracking of supplier compliance, and a centralized repository for all supply chain data.
Otrafy uses the Hedera Consensus Service (HCS) to create an immutable and auditable record of all supply chain events, from the initial sourcing of raw materials to the final delivery of finished goods. This provides a "single source of truth" for all stakeholders in the supply chain, enhancing transparency and traceability.
Pangolin is a community-driven, multichain decentralized exchange (DEX) that was initially launched in 2021. As a DEX, Pangolin facilitates the automated, peer-to-peer trading of digital assets through the use of smart contracts, eliminating the need for a central intermediary. The platform is designed to offer a user-friendly experience with fast settlement times and low transaction fees.
Pangolin's core service is providing a platform for token swaps, where users can trade a wide variety of digital assets. In addition to simple swaps, It offers a range of decentralized finance (DeFi) tools, including liquidity pools, yield farming, and staking for its native governance token, PNG.
Originally built on Avalanche, Pangolin has expanded to become a multichain DEX, with deployments on several networks, including a significant integration with Hedera. This integration allows Hedera users to access a robust and established DEX for trading HTS tokens and other digital assets within the Hedera ecosystem.
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Identity Snap, developed by Tuum Technologies, is an open-source plugin that extends the functionality of MetaMask to include support for decentralized identifiers (DIDs) and verifiable credentials (VCs). This transforms MetaMask into a DID wallet, allowing users to manage their digital identities in a secure and self-sovereign manner.
The core of the Identity Snap service is its ability to create, manage, and verify DIDs and VCs directly within the MetaMask interface. It supports multiple DID methods, including did:pkh, did:key, and did:hedera, giving users a range of options for creating and controlling their digital identities. Key features include the ability to resolve DIDs to their corresponding DID documents, create and save VCs, and generate verifiable presentations (VPs) for sharing with other parties.
Identity Snap's did:hedera method allows users to anchor their digital identities on the Hedera public ledger, taking advantage of its high throughput, low fees, and robust security. The Hedera Consensus Service (HCS) is used to create a transparent and auditable record of all DID and VC events, ensuring the integrity and verifiability of the credentials.
