IDEMIA is a multinational technology company specializing in identity and security solutions. Headquartered in France, the company provides a broad range of products and services to clients in over 180 countries, including governments, enterprises, and financial institutions. Its core mission is to enable citizens and consumers to interact, pay, connect, travel, and access public or private spaces securely in both the physical and digital realms.
Leveraging deep expertise in biometrics including fingerprint, facial recognition, iris recognition, cryptography, and artificial intelligence, IDEMIA develops solutions across three primary divisions: secure transactions, public security, and smart identity. Related offerings include secure payment technologies and card issuance, connectivity solutions for mobile operators and IoT devices, and the creation of physical and digital identity credentials such as passports, ID cards, and mobile IDs. Furthermore, IDEMIA provides systems for border control, public safety, and access control.
The company's solutions are integral to numerous critical activities, from facilitating secure financial transactions and ensuring trusted communication networks to managing citizen identities and securing travel and public spaces.
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KPAY is a fintech company that provides a comprehensive suite of payment processing and financial management solutions for businesses. Its core service is its unified pay-in and pay-out platform. For pay-ins, the company offers a range of solutions, including smart point-of-sale (POS) terminals, QR code payments, and online payment gateways that support a wide variety of payment methods. For pay-outs, KPAY provides a business account with features for managing expenses, paying bills, and making international remittances.
KPAY's platform is a comprehensive financial and operational hub for merchants. The pay-in solutions are a key product, featuring Smart POS Terminals that accept over 12 major payment methods, including credit cards, mobile wallets, and QR code payments. This ensures a smooth checkout experience for customers.
For business operations, the KPay Business Account enables merchants to manage all their expenses in one place. This includes end-to-end bill payment, payroll management, and fast, affordable international remittances in multiple currencies. The platform also offers a suite of over 100 operational tools, such as industry-specific POS system integrations, CRM and loyalty systems, and data-driven financing solutions to help businesses grow.
Bitcarbon is a digital asset created by Diamond Standard, founded in 2018. Bitcarbon functions as the governance token for the "Carats" ecosystem, which is a system of commodity tokens backed by physical Diamond Standard Coins and Bars held in secure vaults.
The core product is a fungible and transparent diamond commodity, which is tokenised to create liquidity in the previously illiquid diamond market. Each "Carat" token represents a fractional ownership of a Diamond Standard commodity, providing a trustless store of wealth that can be used for payments. The Bitcarbon token, in turn, governs the Carats smart contract and earns revenue from the transaction and custody fees generated by the Carats ecosystem. This creates a unique digital asset that is intrinsically linked to the value and utility of a physical, real-world asset.
Bitcarbon and the entire Diamond Standard ecosystem are deeply integrated with the Hedera network. The company uses the Hedera Token Service (HTS) to mint and manage its digital assets, including the tokens that represent ownership of the physical diamond commodities.
Nexera is a technology company building infrastructure to unite traditional and decentralized finance. Its core mission is to enable the tokenization of real-world assets within a compliant and institutional-grade framework, addressing key barriers that have slowed widespread adoption of blockchain in capital markets.
The cornerstone of this vision is the Nexera Chain, a Layer 1 blockchain specifically designed to be compliance-ready from the ground up. The chain integrates all essential elements for institutional use, including robust tools for regulation and compliance. This is powered by Compilot.ai, an engine that automates complex legal and regulatory demands such as KYC, KYB, and AML into straightforward, AI-driven workflows. The architecture ensures that institutions can meet rigorous standards like MiCA without relying on fragmented third-party solutions.
A critical feature of Nexera's ecosystem is its focus on interoperability, allowing for fluid asset transfers and transparent data flow between public blockchains, private networks, and legacy financial systems. The protocol’s cross-chain capabilities are secured in part by the Hedera Consensus Service (HCS). HCS is used as a trust layer to verifiably and transparently log transactions that occur across different networks, ensuring a secure and auditable record of all activity.
Emtech is a financial technology company that provides a full-stack Central Bank Digital Currency (CBDC) platform for central banks and other financial regulators. Its purpose is to equip its clients with tools to issue their own digital currencies and to empower these institutions to lead innovation in financial services while ensuring regulatory compliance and stability.
The company’s offerings are centered around two key products. The first is its CBDC Core Solution, which provides the underlying technology for a central bank to mint, distribute, and manage a digital currency. The second is its innovative Digital Regulatory Sandbox, a controlled environment where fintechs and other financial service providers can build and test new applications using the CBDC, all under the direct oversight of the regulator. This collaborative approach helps bridge the gap between innovators and policymakers.
Emtech has a significant partnership with Hedera, having announced that its CBDC platform is built on the Hedera public ledger. By leveraging Hedera's high-throughput, secure, and low-energy network, Emtech can offer central banks a highly resilient and auditable infrastructure for their digital currency operations.