The eftpos solution by Australian Payments Plus provides a cost effective, secure and flexible payment infrastructure for Australian businesses. It supports real time debit transactions, tap to pay on mobile devices, eftpos QR payments and least cost routing, which allows merchants to automatically direct debit transactions through the lowest cost network to help reduce the cost of acceptance.
Australian Payments Plus has worked with Google to enable least cost routing in Google Wallet, with ANZ and Suncorp the first issuers to offer this capability. It is also partnering with Giesecke and Devrient to develop eftpos Click to Pay with integrated least cost routing, an online checkout service that uses tokenisation to protect card credentials and is scheduled for rollout from early 2026 following pilot trials.
These developments enhance payment efficiency, improve security, support domestic data sovereignty and align with Reserve Bank of Australia findings that least cost routing can materially reduce merchant debit acceptance costs.
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Numbers Protocol is a decentralized network designed to establish trust and authenticity in digital media. Its primary mission is to address the challenges of misinformation and copyright infringement by creating a verifiable record of content provenance from creation to publication. It provides a transparent and immutable history for digital assets, including images, videos, and audio files.
At its core, Numbers Protocol offers a suite of tools and services for creators and developers. This includes the "Capture App," which allows users to register their digital creations, embedding them with unique identifiers and contextual metadata. The "Numbers Blockchain" serves as a specialized distributed ledger for indexing these assets and their histories. The protocol also features a "Verify Engine," a reverse-image search tool enhanced with AI, enabling users to trace the origin and modification history of digital media.
By leveraging blockchain technology and decentralized storage, including the Hedera blockchain network, Numbers Protocol enables users to create on-chain proof of their digital media, secure ownership, and track usage.
Clout.art is a creator economy platform, founded in 2021. Its mission is to bridge the gap between Web2 social media and the Web3 world through the creation of a sustainable and transparent ecosystem that empowers content creators to monetise their most valuable social media content as unique digital assets.
The platform's core service is an NFT minting and marketplace solution. It allows creators to take their most successful social media posts, such as those from Instagram, and transform them into non-fungible tokens (NFTs). This provides a direct way for creators to capitalize on their existing digital footprint and for fans to own a piece of their favorite creator's content. The Clout.art ecosystem also includes a social token, $SWAY, which enables fans to stake with their favorite creators in "creator pools." When a creator sells an NFT, a portion of the proceeds is distributed to those who have staked in their pool, creating a mutually beneficial relationship.
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The core of MetaStable's service is its Automated Market Maker (AMM), which is designed to facilitate the trading of synthetic assets with minimal price impact. A key feature of the platform is its use of Zero-Knowledge Proofs (ZKPs), which allows for the verification of transactions without revealing the underlying data. This provides a high degree of privacy and confidentiality for users. The platform also includes a "DeFi Firewall," a proprietary technology that helps to ensure regulatory compliance by preventing illicit funds from entering the ecosystem.
MetaStable’s "chain-agnostic" design and support for EVM-compatible DLTs allows it be interoperable with various networks including the Hedera blockchain.
Armanino is one of the largest independent accounting and business consulting firms in the US. Founded in 1953, it provides a wide range of financial services, including audit, tax, and advisory, to a diverse client base that includes publicly traded companies, non-profit organizations, and high-net-worth individuals.
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